To tell you the truth, I believed the percentage would be higher. When we consider the number of Americans out of work, under-employed, and part -time workers, the figure sounds reasonable.


According to a recent study from The National Foundation for Credit Counseling (NFCC), 33 percent of Americans do not have a savings account of at least $1,000 or more to cover emergency expenses.

The NFCC study surveyed 1,010 Americans to determine how much money they had set aside in the event of a financial emergency that could cost around $1,000.