Shocking as this may seem, this practice has actually been going on for many years.  If you have debt, they'll get you or your people, and you can take that to the bank.

Nobody wants to remember a deceased family member by the debt they left behind, but many creditors certainly make it difficult to forget.

Denise Townley was appalled when she received a letter from her mother's credit card issuer less than two weeks after her mother passed away.

"We have recently learned that [your mother], a valued Discover Card customer, has passed away. Please accept our sincere apologies," stated the letter from Discover.

It then offered her or another family member the "opportunity" to assume the balance on her mother's credit card.